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By entering into any financial transaction or agreement, Name knowledges and agrees that any money borrowed or financial obligation incurred is a legitimate debt owed to Name. The terms and conditions of the debt, including but not limited to interest rates, repayment schedules, and any other agreed-upon terms, are as outlined in the original agreement between the parties. Both parties are expected to adhere to these terms. Any communication regarding the debt shall be conducted in a respectful and professional manner. Both parties agree to communicate openly and honestly about the status of the debt and any relevant updates. In the event of a dispute related to the debt, both parties agree to make a good-faith effort to resolve the issue amicably through negotiation or, if necessary, through mediation or arbitration in accordance with the laws of the This debt disclaimer is not intended to be legal advice. If either party requires legal advice concerning the debt, it is recommended to consult with a qualified attorney. By continuing with any financial transactions or agreements, both parties acknowledge their understanding and acceptance of the terms outlined in this debt disclaimer. Please sign and return a copy of this letter to confirm your acknowledgment and acceptance of the terms.

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