What Are Credit Cards?

Credit Cards are the most frequently used transaction vehicle in the modern world. They are used for everything from online subscriptions and purchases on ecommerce sites to physical shopping for groceries.

What Can I Use Credit Cards For?

Credit cards can be used for whatever you like. Most major merchants accept credit cards for just about any type of purchase, even for something as small as a cup of coffee. The use of credit cards has become so widespread that nearly every seller of a good or service currently accepts credit cards for purchases.

What is The Best Way to Use Credit Cards?

The best way to use a credit card is by paying the statement balance off at the end of each month so that you don't get charged interest on any of the charges you make. If you retain a balance you'll be charged daily interest, which is what you want to avoid! Otherwise, credit cards can be used for everyday purchases, as frequently or as infrequently as you like. Use of credit cards has become so widespread that average American has 2.2 credit cards.

Best Way to Avoid Credit Card Debt?

Our goal as a company is to help people get out of credit card debt, however if you can avoid falling in the trap of credit card debt in the first place you'll be all the better for it. When purchases are made but aren't actively tracked and managed with a budget, consumers can become susceptible to falling victim to The Credit Card Monster. This can become a very slippery slope for many consumers who actively use credit cards.